Why Is Life Insurance Worth It?

Life insurance is absolutely essential if there’s someone you care about who would suffer if you and your financial contributions were no longer in the picture. This could include a spouse, children, disabled family members, aging parents or anyone else who depends on your earnings to make ends meet. There are several different types of insurance. … Continue reading Why Is Life Insurance Worth It?

Three signs you need life insurance (today)

1. People depend on you. You’re irreplaceable. But if you pass away, a life insurance policyensures your loved ones receive a payout to support themselvesduring a difficult time. They can use the money for groceries, rent,and any other expenses you know they’d need. 2. You just did something big. If you recently opened a business, … Continue reading Three signs you need life insurance (today)

Why life insurance matters… no matter where you are in life.

You may need life insurance if you are: Single and in your 20s –You may need life insurance to pay off student loans,car payments, credit cards and other debts. Hard as it isto imagine, if you die, your family also needs cash on handto cover your final expenses. Married with young children –You most likely … Continue reading Why life insurance matters… no matter where you are in life.

Why Buy Life Insurance?

Life insurance protects the economic value of a human life against death, a loss that is certain to occur but at an uncertain time. Benefits are paid to beneficiaries, people or institutions that the policy owner designates. The occurrence of death immediately creates the need for funds to pay final expenses – funeral costs and … Continue reading Why Buy Life Insurance?

Top Five Life Insurance Myths

Don’t let these five misconceptions delay you from protecting your loved ones with life insurance. More people are preparing for the unexpected. The untimely death of a loved one once seemed like a remote possibility. But the pandemic has brought a new awareness of how vulnerable life can be. Numbers from LIMRA, a life insurance … Continue reading Top Five Life Insurance Myths

What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won’t see any benefit unless you have a loss, accident, or claim. But insurance can make or break your business. Without the right insurance, a theft or fire can cause devastating losses. A … Continue reading What is Business Owner’s Insurance and When Do You Need It?

How Inflated Material Costs Affect Insurance Premiums

You have probably noticed higher prices in many areas of your life. From gas to groceries, prices are going up with the U.S reaching inflation levels never seen before – and the insurance industry is not immune to this trend. Across the industry in most markets and with most insurance companies, whether you’ve had a … Continue reading How Inflated Material Costs Affect Insurance Premiums

Why Get Renters Insurance?

Could you afford to replace your entire wardrobe if your apartment caught fire? What about your phone, your laptop and all your furniture? If the answer is no, you probably need renters insurance. “Renters insurance can’t stop awful things from occurring, but it can make life a little easier if and when they do occur.” … Continue reading Why Get Renters Insurance?

Black History Month

1. Supreme Court justice Thurgood Marshall said he was punished for misbehavior in school by being forced to recite the Constitution and ultimately memorizing it. Marshall was the first African American ever appointed to the United States Supreme Court. He was appointed by President Lyndon B. Johnson and served on the Supreme Court from 1967 … Continue reading Black History Month